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Diversificación en el feliz nuevo mundo de las criptomonedas - Forex Broker | FX Trading, STP, CFD & Forex Broker | ATC Brokers
Diversificación en el feliz nuevo mundo de las criptomonedas October 04, 2022
Fue hace apenas dos décadas cuando una entidad oscura (no sabemos si es una persona o un grupo) que se hacía llamar Satoshi Nakamoto creó y lanzó al aire la primera criptomoneda: Bitcoin. Saltando al día de hoy, ahora existen más de 10,000 criptomonedas. Eso es un gran salto en el interés y la inversión en tan poco tiempo. Y todavía estamos al comienzo de este surgimiento.
Más allá de la motivación original que dio origen a la criptoindustria, específicamente, para crear una forma alternativa de dinero, sus tecnologías se volvieron potencialmente aplicables a prácticamente todas las industrias, incluidas las finanzas, la atención médica, la energía, el comercio minorista y más. Crypto ya no es solo un fenómeno monetario. Ha presentado un nuevo tipo de infraestructura digital; uno que puede cambiar la forma en que las industrias hacen negocios. En caso de que se adopten, estamos viendo potencialmente miles de millones en capital invertido en criptografía.
Anticipándose a los vientos de cambio, las compañías financieras han comenzado a invertir más de una parte del cambio en las plataformas criptográficas, los intercambios y los servicios relacionados con las criptomonedas. Claro, bitcoin y otras criptomonedas se desplomaron abruptamente en 2018, pero la inversión continuó silenciosamente durante todo el proceso. Tesla, BlackRock, PayPal, Square y Visa comenzaron su desarrollo y adopción lentos. En cuestión de solo dos años desde el gran Crypto Crash, los futuros de Bitcoin y Ethereum comenzaron a negociarse en la Bolsa Mercantil de Chicago.
Y ahora, parece que el surgimiento de las criptomonedas se ha vuelto más fuerte de lo que la mayoría esperaba. Tal vez sea hora de preguntar qué lugar tiene la criptografía en su cartera. Y si decide avanzar en este espacio naciente, ¿cómo podría diversificar su combinación para incluir este activo altamente especulativo?
El auge de los criptoactivos Antes de explorar cómo las criptomonedas podrían encajar en su cartera, primero definamos qué quiere decir la gente cuando dice “cripto”, ya que puede significar algo diferente según con quién esté hablando.
Una especie de dinero Muchos de los HODLers originales (titulares a largo plazo, en lenguaje criptográfico) creen que ciertas criptomonedas eventualmente se adoptarán como una “moneda” alternativa en algún momento en el futuro. Si bien Bitcoin se acepta como moneda de curso legal en El Salvador, ningún otro país lo reconoce como dinero legítimo. Sin embargo, algunas empresas aceptan ciertas criptomonedas como pago. Y en virtud de esta ley, algunas criptomonedas son intercambiables como “dinero” aunque no sea “moneda de curso legal”.
Un nuevo activo La mayoría de los comerciantes e inversores de criptomonedas ven a las criptomonedas como un activo especulativo alternativo. Esto hace que las criptomonedas, a sus ojos, sean similares al oro, la plata, las joyas y otros “artículos de colección”. A esto, está claro que varias criptomonedas han aumentado de valor debido a la inversión minorista e institucional. Entonces, sí, las criptomonedas son un activo especulativo a pesar de que no se adoptan como moneda. Esto hace que las criptomonedas sean una especie de “almacén de valor” que puede ubicarse en una cartera junto con otras inversiones.
Una tecnología revolucionaria Por último, pero no menos importante, algunas criptomonedas están diseñadas para resolver ciertos problemas a través de sus propias compilaciones de blockchain patentadas. Esto dibuja una similitud entre los desarrolladores de criptografía y las nuevas empresas tecnológicas al estilo de la década de 1990. La diferencia es que muchas criptomonedas son de “código abierto” y, por lo tanto, están abiertas a cambios de una red descentralizada de desarrolladores. De esta manera, invertir en criptografía es algo así como invertir en las puntocom de principios de la década de 1990. Algunos tendrán éxito mientras que otros fracasarán. El truco está en saber no específicamente qué monedas podrían ser relevantes en el futuro, sino en invertir en una pila de monedas que tengan una mayor probabilidad de adopción a gran escala.
También es importante recordar que algunas criptomonedas tienen límites de suministro de monedas. Esto agrega escasez a la imagen que puede afectar sus valoraciones. Cuanto menos haya, más valioso podría ser; siempre y cuando haya demanda para ello.
Diversificando su cartera con Crypto En lo que va del año, vemos los resultados de mantener Bitcoin (+77 %), el índice S&P 500 (+23,83), el índice del dólar estadounidense (+6,91 %) y el oro (-5,69 %).
Bitcoin es el mejor rendimiento obvio, pero también gana indiscutiblemente cuando se trata de volatilidad; y eso no es necesariamente algo bueno para los inversores (aunque podría serlo para los comerciantes a corto plazo). El caso, entonces, para la diversificación se vuelve muy claro, no solo buscando mayores rendimientos sino también para evitar caídas importantes en cualquier posición sobreconcentrada.
Quizás el mejor enfoque para tener criptografía sería tener una pila más grande de criptografía con diferentes casos de uso fundamentales. El cuadro a continuación muestra una canasta de criptomonedas diversificadas.
Ethereum (+454%) lidera la pila. Por debajo están Polígono (+332%) y Solana (+295%). Bitcoin ocupa el cuarto lugar entre la pila (+77%), y el “perro” entre todos ellos es, juego de palabras, Dogecoin (-54%).
Ethereum, Polygon y Solana se centran en resolver varios problemas de blockchain y verificación. Sus proyectos y casos de uso pueden desarrollar soluciones hacia la escalabilidad, la interoperabilidad, la eficiencia energética y más. Estas áreas son fundamentales para construir una base para las finanzas descentralizadas (DeFi), las aplicaciones descentralizadas (Dapps), las economías de tokens no fungibles (NFT) y las aplicaciones relacionadas con los contratos inteligentes y otras transacciones y transmisiones de datos digitales.
Bitcoin sigue siendo un potencial candidato “monetario”. Dogecoin, por otro lado, es lo que se conoce como una “moneda meme” o “sh*tcoin”, que inicialmente se desarrolló sin un caso de uso, pero se convirtió en una moneda popular debido a la exageración y al apoyo de algunas celebridades (como Elon Musk) .
Si esto prueba algo, disipa el mito de que todas las criptomonedas están correlacionadas con Bitcoin. Hasta cierto punto, lo son, pero no lo suficiente como para descontar el valor de diversificar las monedas en su pila.
la comida para llevar Cualquiera que sea su caso de inversión para el comercio de criptomonedas, pueden servir como una clase de activos diversificados dentro de su cartera. Las criptomonedas vienen con su propio conjunto único de oportunidades y riesgos. Si planea invertir o intercambiar criptomonedas, también puede considerar diversificar su pila de criptomonedas para cubrir los riesgos de una sola posición y buscar oportunidades entre varias monedas. Lo que desea evitar en casi todos los casos es la “sobreexposición” a un solo activo. Además, puede que no valga la pena poner todo su capital en una cosa cuando abundan las oportunidades en varios mercados.
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